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20</image:title></image:image><lastmod>2024-08-19</lastmod></url><url><loc>https://about.concoracredit.com/news-and-events2/hfa-notes-genesis-credits-proven-success-in-second-look-financing</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/footer-line2.jpg</image:loc><image:caption>footer-line2</image:caption><image:title>footer-line2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/Logo_GFS.png</image:loc><image:caption>Logo_GFS</image:caption><image:title>Logo_GFS</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/20Q1_0203_blogPostv2-1.jpg</image:loc><image:caption>20Q1_0203_blogPostv2-1</image:caption><image:title>20Q1_0203_blogPostv2-1</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/change_site/images/bbb.png</image:loc><image:caption>bbb</image:caption><image:title>bbb</image:title></image:image><lastmod>2020-03-05</lastmod></url><url><loc>https://about.concoracredit.com/blog/understanding-near-prime-consumers-and-their-credit-needs</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/feature_secondlook%2011.58.20%20AM.png</image:loc><image:caption>feature_secondlook 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2026</image:caption><image:title>award_similarweb</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/header_articlesbackground.png</image:loc><image:caption>A background for our news articles.</image:caption><image:title>header_articlesbackground</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/article_rolando.jpg</image:loc><image:caption>article_rolando</image:caption><image:title>article_rolando</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/wallethub_award-2.svg</image:loc><image:caption>WalletHub Best Award Best Card to Build Credit 2023</image:caption><image:title>wallethub_award-2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/logo_CC.png</image:loc><image:caption>Concora® Credit</image:caption><image:title>logo_CC</image:title></image:image><lastmod>2024-01-02</lastmod></url><url><loc>https://about.concoracredit.com/blog-old</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/feature_rolando.png</image:loc><image:caption>Rolando De Gracia, Head of Cobrand Partnerships</image:caption><image:title>feature_rolando</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/feature_wallpaper.jpg</image:loc><image:caption>A woman decorates her home with new 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2026</image:caption><image:title>award_similarweb</image:title></image:image><lastmod>2024-07-15</lastmod></url><url><loc>https://about.concoracredit.com/blog-old/changing-behaviours</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/article_wallpaper-1.jpg</image:loc><image:caption>article_wallpaper-1</image:caption><image:title>article_wallpaper-1</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/feature_rolando.png</image:loc><image:caption>Rolando De Gracia, Head of Cobrand Partnerships</image:caption><image:title>feature_rolando</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/feature_rebrand.jpg</image:loc><image:caption>feature_rebrand</image:caption><image:title>feature_rebrand</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/article_shopping-2.jpg</image:loc><image:caption>A couple shops for a new washing 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2026</image:caption><image:title>award_similarweb</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/wallethub_award-2.svg</image:loc><image:caption>WalletHub Best Award Best Card to Build Credit 2023</image:caption><image:title>wallethub_award-2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/header_articlesbackground.png</image:loc><image:caption>A background for our news articles.</image:caption><image:title>header_articlesbackground</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/article_shoppingfurniture.jpg</image:loc><image:caption>A couple shopping for 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2026</image:caption><image:title>award_similarweb</image:title></image:image><lastmod>2025-10-22</lastmod></url><url><loc>https://about.concoracredit.com/insights</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/wallethub_award-2.svg</image:loc><image:caption>WalletHub Best Award Best Card to Build Credit 2023</image:caption><image:title>wallethub_award-2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/logo_CC.png</image:loc><image:caption>Concora® Credit</image:caption><image:title>logo_CC</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/award_similarweb.png</image:loc><image:caption>similarweb | Digital 100 Winner 2026</image:caption><image:title>award_similarweb</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/insights_booklet.jpg</image:loc><image:caption>Understanding the Near-Prime Consumer: Insights into an Emerging Market 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67308</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/Mask%20Group%2047569-2.jpg</image:loc><image:caption>Mask Group 47569-2</image:caption><image:title>Mask Group 47569-2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/headshot-Bruce-v2.png</image:loc><image:caption>Bruce Weinstein, President and CEO</image:caption><image:title>headshot-Bruce-v2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/HQ-2.jpg</image:loc><image:caption>Our headquarters in Beaverton, Oregon</image:caption><image:title>HQ-2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/Mask%20Group%2047571.jpg</image:loc><image:caption>A few of our credit cards</image:caption><image:title>Mask Group 47571</image:title></image:image><lastmod>2026-02-06</lastmod></url><url><loc>https://about.concoracredit.com/article/children-of-jamaica</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/logo_CC.png</image:loc><image:caption>Concora® Credit</image:caption><image:title>logo_CC</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/header_articlesbackground.png</image:loc><image:caption>A background for our news articles.</image:caption><image:title>header_articlesbackground</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/wallethub_award-2.svg</image:loc><image:caption>WalletHub Best Award Best Card to Build Credit 2023</image:caption><image:title>wallethub_award-2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/award_similarweb.png</image:loc><image:caption>similarweb | Digital 100 Winner 2026</image:caption><image:title>award_similarweb</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/children_of_jamaica.jpg</image:loc><image:caption>children_of_jamaica</image:caption><image:title>children_of_jamaica</image:title></image:image><lastmod>2023-11-06</lastmod></url><url><loc>https://about.concoracredit.com/article/driving-loyalty-through-co-branded-credit</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/award_similarweb.png</image:loc><image:caption>similarweb | Digital 100 Winner 2026</image:caption><image:title>award_similarweb</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/header_articlesbackground.png</image:loc><image:caption>A background for our news articles.</image:caption><image:title>header_articlesbackground</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/wallethub_award-2.svg</image:loc><image:caption>WalletHub Best Award 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Environment</image:title></image:image><lastmod>2026-01-08</lastmod></url><url><loc>https://about.concoracredit.com/community/beaverton-office-exceeds-last-years-school-supplies-total</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/change_site/images/bbb.png</image:loc><image:caption>bbb</image:caption><image:title>bbb</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/footer-line2.jpg</image:loc><image:caption>footer-line2</image:caption><image:title>footer-line2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/images/Page%20Title%20Icons/icon_news-1.png</image:loc><image:caption>icon_news-1</image:caption><image:title>icon_news-1</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/Logo_GFS.png</image:loc><image:caption>Logo_GFS</image:caption><image:title>Logo_GFS</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/images/Community/0605_C_19-0918%20School%20Drive%20Pix_176X118pixels.jpg</image:loc><image:caption>0605_C_19-0918 School Drive Pix_176X118pixels</image:caption><image:title>0605_C_19-0918 School Drive Pix_176X118pixels</image:title></image:image><lastmod>2020-06-29</lastmod></url><url><loc>https://about.concoracredit.com/blog/retailers-tap-non-prime-customers-and-co-branded-credit-to-boost-loyalty</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/logo_CC.png</image:loc><image:caption>Concora® Credit</image:caption><image:title>logo_CC</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/AdobeStock_342278803%20(1).jpeg</image:loc><image:caption>AdobeStock_342278803 (1)</image:caption><image:title>AdobeStock_342278803 (1)</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/wallethub_award-2.svg</image:loc><image:caption>WalletHub Best Award Best Card to Build Credit 2023</image:caption><image:title>wallethub_award-2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/AdobeStock_361057837%20(1).jpeg</image:loc><image:caption>AdobeStock_361057837 (1)</image:caption><image:title>AdobeStock_361057837 (1)</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/Asian%20girl%20making%20online%20payment%20using%20laptop%20for%20shopping%20at%20home.jpeg</image:loc><image:caption>Asian girl making online payment using laptop for shopping at home</image:caption><image:title>Asian girl making online payment using laptop for shopping at home</image:title></image:image><lastmod>2025-10-08</lastmod></url><url><loc>https://about.concoracredit.com/article/concora-credit</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/wallethub_award-2.svg</image:loc><image:caption>WalletHub Best Award Best Card to Build Credit 2023</image:caption><image:title>wallethub_award-2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/header_articlesbackground.png</image:loc><image:caption>A background for our news articles.</image:caption><image:title>header_articlesbackground</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/award_similarweb.png</image:loc><image:caption>similarweb | Digital 100 Winner 2026</image:caption><image:title>award_similarweb</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/article_ourhq.jpg</image:loc><image:caption>Our headquarters in Beaverton, 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Business</image:caption><image:title>logo_BBB</image:title></image:image><lastmod>2024-10-24</lastmod></url><url><loc>https://about.concoracredit.com/blog/how-to-boost-your-approval-rates-and-minimize-declines-in-consumer-financing</loc><image:image><image:loc>https://about.concoracredit.com/hubfs/AdobeStock_300144034-300x175.jpeg</image:loc><image:caption>AdobeStock_300144034-300x175</image:caption><image:title>AdobeStock_300144034-300x175</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/wallethub_award-2.svg</image:loc><image:caption>WalletHub Best Award Best Card to Build Credit 2023</image:caption><image:title>wallethub_award-2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/feature_wallpaper.jpg</image:loc><image:caption>A woman decorates her home with new 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Best Award Best Card to Build Credit 2023</image:caption><image:title>wallethub_award-2</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/logo_CC.png</image:loc><image:caption>Concora® Credit</image:caption><image:title>logo_CC</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/Consumer-Solutions-Assets/mockup_login-okta.png</image:loc><image:caption>mockup_login-okta</image:caption><image:title>mockup_login-okta</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/Consumer-Solutions-Assets/ERN-Card_Art.png</image:loc><image:caption>ERN-Card_Art</image:caption><image:title>ERN-Card_Art</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/Consumer-Solutions-Assets/Shopping_Icon.png</image:loc><image:caption>Shopping_Icon</image:caption><image:title>Shopping_Icon</image:title></image:image><image:image><image:loc>https://about.concoracredit.com/hubfs/award_similarweb.png</image:loc><image:caption>similarweb 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