How Non-Prime Consumers View Credit Opportunities at Checkout

Genesis Credit
consumer
Aug 29, 2025

Download the full report to learn how the non-prime customer feels about credit offers at the point-of-sale.


 

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Non-prime consumers make up a large portion of today’s shoppers—and they’re eager for credit options that fit their needs. Yet only 10% are aware of alternative point-of-sale financing offers. That lack of awareness means missed approvals, missed purchases, and missed loyalty opportunities.

Our new report, based on a nationwide survey with The Olinger Group, uncovers:

  • What motivates non-prime shoppers to apply for financing
  • Why second-look credit offers are a game-changer
  • How retailers can increase acceptance rates and boost sales

If you want to serve more customers and close more sales, this playbook is for you. Download it now!

DownloadCTA-website

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Concora Credit is a service provider that works with issuing banks to provide lending solutions for merchants. This article is for informational purposes only. To make sure that any information or suggestions in this blog fit your particular circumstances, you should consult with a financial professional before acting on any suggestions or information that we provide.