Co-Brand Credit Cards

Our CoBrandCo Card

A Rewards Card for Your Non-Prime Customers

Keep your brand front and center with our Co-Brand Cards, offering customers the flexibility to use the card anywhere while they earn rewards with your brand. Personalize your program with perks that reflect your brand, driving loyalty and engagement among your customers.

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Integrated Reward Programs

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Acquisition & Lifecycle Marketing Solutions

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Instant Approval & Purchase Capabilities

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Fully Branded Acquisition Experience

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Engage More with Your Members

“By offering Non-Prime customers a credit card that integrates with your rewards program, you not only enhance their purchasing power but also foster stronger brand engagement with these consumers.”

Rolando De Gracia, Chief Commercial Officer

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Cultivating success through strategic marketing initiatives.

From targeted trigger campaigns to cross-sell promotions, we offer a comprehensive array of direct marketing tactics designed to amplify acquisition, engagement, and retention efforts.

  • Multi-channel remarketing campaigns with introductory incentives to drive offer acceptance.
  • Fully customizable lifecycle trigger campaigns to efficiently target account holders with available credit.
  • Supported Marketing Fund to help sustain acquisition and retention efforts over time.

A frictionless path to credit you and your customers will embrace.

Our integration solutions are designed for speed and scalability, minimizing disruption while seamlessly complementing other financing options to ensure a positive customer experience.

  • Direct integration capabilities across an array of third-party platforms and primary lenders.
  • Single-source application - we use the data provided during your primary lender’s application.
  • Pre-qualification and instant credit provide customers with confidence in their ability to obtain credit.
Our online CoBrandCo application

Our mobile app and marketing content

Rewards that meet the non-prime consumer’s expectations.

Our experience serving millions of non-prime cardholders guides us in creating balanced programs that prioritize both credit access and rewarding benefits that foster brand loyalty.

  • Tailored reward and benefit options that closely mirror your primary program.
  • We prioritize high initial credit limits for non-prime consumers whose primarily focused on credit access.
  • Convenient card benefits include mobile wallet, rewards program enrollment, mobile app, and more.

Optimize your program with personalized expert support.

We're fully dedicated to your program’s success. That means you’ll gain unparalleled access to helpful insights and guidance for maintaining an effective non-prime credit program.

  • Designated program manager supported by subject matter experts for optimal program operations.
  • Ongoing strategic assessments of program performance, product development, and competitive benchmarking.
  • Cardholder insights for product optimization, personalized promotions, and enhanced customer experience.
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Are you ready to grow your credit program?

We'd love to hear from you.
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Private Label Credit Cards

Drive customer purchases with our Private Label Cards, which are exclusively usable at your locations. Offer generous credit limits, enticing promotional periods, and flexible payment plans that encourage customers to shop at your store.

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Affiliate Programs

Join our Affiliate Program for hassle-free access to instant credit for customers. With no tech integration required, merchants can effortlessly promote our credit cards and earn rebates for accounts opened, a win-win for you and your customers.

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